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Home Insurance

Whether you own your home or rent, it makes little difference—your home is likely your biggest investment and a place where you feel safe. But have you taken steps to protect it?

Take a look at the risks homes in Greece face:

  • 20,512 urban fires (Fire Department, 2022)
  • 9,856 forest fires (Fire Department, 2022)
  • 1.5 earthquakes over 6.0 magnitude per year on average (Greece is the 6th most seismically active country in the world)
  • 55 extreme weather events (2022)
  • 50,385 burglaries/break-ins (January–September 2022)

What can Home Insurance offer you?

Comprehensive protection—from wall to wall and beyond.

You can insure:
✅ The building (the structure itself, including doors, windows, plumbing, electrical systems, built-in cabinets, and auxiliary spaces such as garages and storage rooms).
✅ The contents (furniture, appliances, clothing, and all movable household items within the home, common areas, or storage spaces).

Key Coverages

🔥 Fire & Natural Disasters: Protect your home from fires, earthquakes, floods, and other extreme events.
🔒 Theft & Damage: Coverage for stolen belongings and damages caused by break-ins.
⚖️ Liability Protection: Shield yourself and your family from legal liabilities if you accidentally cause damage to third parties or their property.

Home Insurance: A Necessity, Not a Luxury

The right home insurance plan is not an unnecessary expense—it’s an affordable necessity. allsafe is here to provide tailored coverage that meets your needs.

Protect your investment and the home you love. Contact us today to learn more and secure the coverage you deserve!

[Find our questionnaire for an indicative quote here.]

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Useful Questions

I bought an apartment for €200,000. What value should I insure it for??

Buildings are insured based on their reconstruction value, not their market value.
The reconstruction value depends on the building materials used.
As an indication, for a good-quality apartment, the construction cost is estimated at €1,300 per square meter for main areas, and €500 per square meter for auxiliary spaces (such as parking, storage rooms, etc.).

Contents are insured based on their replacement value with new items.
While you know best how much your household items are worth, the industry typically uses an indicative value of €400 per square meter for a standard home.

How much does an insurance policy cost??

The insurance market offers a wide range of plans with coverages and costs that can be tailored to your specific needs.

My home is already insured through my mortgage?

The mandatory insurance arranged by the lending bank, due to the mortgage, often serves the lender’s needs more than your own. Review your policy with an AllSafe specialist and, if necessary, upgrade it — potentially at up to 40% lower cost.

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